S Maple Street

Fennville | Michigan

Cherish

The Craft Behind Style

View Photos Watch Film 360° VTour Open House

Patricia Tabachuk

Presented At

$799,000

Bedrooms

Bathrooms

Living

2,092

SQFT

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445

S Maple Street

Fennville | Michigan

445 S Maple Street , Saugatuck, MI 49453, Fennville, Michigan, United States. , Fennville , Michigan 49453

445 S Maple Street, Saugatuck, Mi, 49453

**Charming Classic Cottage in Saugatuck!**Welcome to 445 S Maple, a beautifully remodeled 1910 cottage that sits on over half an acre, just a short stroll from the vibrant downtowns of Saugatuck and Douglas. With 2,000 square feet of inviting living space, this gem is nestled in Saugatuck Township, offering the advantage of reasonable taxes and an impressive 117 feet of commercial frontage along Blue Star Highway.Step inside to discover a perfect blend of historic charm and modern convenience. This home boasts new electrical, plumbing, furnace, air conditioning, and a 5-year-old roof, ensuring peace of mind for years to come. The interior features original doors, hardware, and windows that add character, complemented by new flooring, fresh paint, and stylish tile throughout.The heart of the home is the stunning kitchen, complete with granite countertops and new appliances, making it a chef's delight. Enjoy the outdoors on the new deck or in the beautifully landscaped yard. all without the hassle of a sprinkler system. This property comes fully furnished, including all accessories, kitchenware, dishes, and everything in the cabinets, truly move-in ready! The home is light and airy, with high ceilings and large windows that fill the space with natural light.Whether you're looking for a year-round residence, a summer retreat, a short-term rental, or a full commercial operation, the possibilities are endless with this versatile property. Don't miss out on this unique opportunity to own a piece of Saugatuck charm. Schedule your showing today!

Gallery

3D Street View Tour

Property Location

445 S Maple Street , Saugatuck, MI 49453, Fennville, Michigan, United States., Fennville Michigan

Local Weather & Climate

Fennville, Michigan

Current Conditions Updated recently

63 °F

Moderate rain

Feels Like 63°F

Humidity 94%

Wind 21 mph

Visibility 1.2 mi

Sunrise 12:10 PM

Sunset 11:41 PM

5-Day Forecast

Sat 7 Mar

Rain

High 62°

Low 47°

Sun 8 Mar

Clouds

High 46°

Low 38°

Mon 9 Mar

Clouds

High 50°

Low 44°

Tue 10 Mar

Clear

High 47°

Low 44°

Wed 11 Mar

Rain

High 46°

Low 34°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Fennville?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

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$799,000

445 S Maple Street , Saugatuck, MI 49453, Fennville, Michigan, United States.

Fennville, Michigan 49453

4 Beds

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Market Opinion

Market Rate

View prices in:

Our perspective on current market conditions in Fennville. For informational purposes only — always consult a licensed real estate professional before making decisions.

Neutral Market

Balanced conditions. Negotiate wisely.

Buyer Score

Prices are up 9.8% year-over-year

Homes are taking 60 days to sell - more time to negotiate

Homes selling 5.4% below asking price on average

Local Market Price Trends

Median home sale prices in Fennville, Michigan — ZIP code 49453 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $799,000

Area median: $724,500

+9.8% year-over-year (well above the 3.5% historical avg)

Market Competition

60 days

Days on Market

Above typical

94.6%

Sale-to-List Ratio

Below asking

Future Value & Wealth Building

Starting investment: $799,000 20% down ($159,800)

15.7 years

Double Your Investment

Based on current market trends, your property value could double

$692,901

10-Year Equity

Your potential equity after 10 years of payments and appreciation

+$42,914

Appreciation Beats Rent

Potential gain vs 10 years of renting a similar home

$4,253

Monthly Investment

Estimated monthly mortgage payment (principal & interest)

$2,996,788

30-Year Wealth Potential

Total equity after full mortgage payoff with market appreciation

4.3x

Leverage Power

Your $159,800 down payment could grow to $692,901 in equity (10 yrs)

Investment Perspective

$1 → $1.55

Every dollar invested today could become $1.55 in 10 years

$100 → 155 $1,000 → $1,554

$99/day

Your home may appreciate while you sleep

$692/week $3,000/mo $35,995/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$377K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 45% advantage over stocks

-$440K

+$693K

$693K Potential Equity

vs $440K lost to rent over 10 years

$160K Down Payment Growth

4.3x

10yr

$693K

9.8x

20yr

$1.6M

18.8x

30yr

$3.0M

Wealth Comparison

×7

Equivalent to 7 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $3.0M

Time to Double Your Investment (accounting for market cycles)

29.6

years

Conservative

2.37% effective/yr

15.7

years

Market-Based

4.5% effective/yr

years

Optimistic

5.5% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $1.0M +26%

Market $1.2M +55%

Optimistic $1.4M +71%

$693K est. equity

20 Years

Conservative $1.3M +60%

Market $1.9M +141%

Optimistic $2.3M +192%

$1.6M est. equity

30 Years

Conservative $1.6M +102%

Market $3.0M +275%

Optimistic $4.0M +398%

$3.0M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average

4.27 %

1967 – 2024

57 years of U.S. home price data

Recent Decade Average

6.5 %

2014 – 2024

Post-recovery bull market

Historical Norm

Current 5.4% appreciation is in line with historical norms. Conservative projections are well-grounded.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 4.5%. Market scenario reflects current 5.4% YoY trend from Redfin (Jan 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Jan 2026

Neighborhood Demographics

ZIP 49453 • 2022 ACS Data

2,746 Population

Median Age: 51.0

$94,931 Median Income

Above Average

$443,400 Median Home Value

Rent: $830

50.2% College Graduates

High

Housing

Homeowners 49.7%

Renters 8.8%

Vacancy Rate 41.5%

Employment

1.3% Unemployment

13.2% Work From Home

Education Attainment (Age 25+)

High School+ 98.0%

Bachelor's+ 50.2%

Graduate+ 21.8%

Data from U.S. Census Bureau American Community Survey 2022

Local Market Trends

Real estate market data for Fennville

Balanced Market Balanced market conditions

$724,500

Median Sale Price

$400

Price per Sq Ft

Avg Days on Market

Data provided by RentCast

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 445 S Maple Street , Saugatuck, MI 49453, Fennville, Michigan, United States have?

This house at 445 S Maple Street , Saugatuck, MI 49453, Fennville, Michigan, United States features 4 bedrooms with 2,092 square feet of living space.

What is the size of 445 S Maple Street , Saugatuck, MI 49453, Fennville, Michigan, United States?

This property offers 2,092 square feet of living space.

What is the listing price for 445 S Maple Street , Saugatuck, MI 49453, Fennville, Michigan, United States?

This property is listed at $79,900,000, which equals $38193 per square foot.

What are the current real estate market conditions in Fennville?

In Fennville, home prices have increased 9.8% over the past year, homes typically sell within 60 days, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.

Is now a good time to buy a home in Fennville?

Based on current market indicators, Fennville shows an active market. The market opportunity score is 50 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 445 S Maple Street , Saugatuck, MI 49453, Fennville, Michigan, United States?

This is a house located in Fennville, Michigan. The property is situated in an established neighborhood with convenient access to local amenities and services.